CAC Annual Returns Fee for Business Name: 2026 Price Guide

For the solo-entrepreneur or small retail brand, the "Business Name" structure is the ultimate low-cost entry into the Nigerian market. However, maintaining that legal status requires an annual investment. Knowing the CAC annual returns fee for a business name is the first step toward building a sustainable compliance budget for your venture in 2026.

This guide provides a transparent breakdown of the official portal fees, ensuring you are never caught off guard by unexpected costs.

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🏗️ 1. The Official Filing Fee

In 2026, the Corporate Affairs Commission (CAC) has maintained its commitment to keeping small business compliance affordable.

• The Filing Fee: ₦3,000 (Three Thousand Naira) per year.
• The Portal Charge: Like all portal transactions, there is a Remita convenience fee of approximately ₦162.
• Total Base Cost: ₦3,162.

This fee covers the processing of your annual report and the maintenance of your "Active" status on the public database.

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⚡ 2. The "Penalty" Factor (Late Filing)

The CAC annual returns fee for a business name stays low ONLY if you file on time. If you miss the deadline (June 30th), the cost increases significantly.

• The Late Fee: ₦2,500 (Two Thousand Five Hundred Naira) per year.
• The Total for Late Filing: ₦5,500 (Filing Fee + Penalty).
• The Compounding Risk: If you miss three years, you must pay ₦16,500 (3 x ₦5,500) to "Solidify" your status.

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📋 3. Are There Any "Hidden" Costs?

When budgeting for the CAC annual returns fee for a business name, consider these variables:

1. Record Migration: If your business was registered many years ago and isn't on the digital portal, you may need to pay a migration fee (approx. ₦5,000) before you can file returns.
2. Professional Handling: While you can DIY, many founders use an Accredited Agent to ensure zero errors. Agents typically charge a service fee between ₦5,000 and ₦15,000 for handling the entire process.
3. Correction Fees: If your data (address or owner details) has changed, you must file a "Correction of Entries" which carries its own fee (approx. ₦5,000).

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📝 4. Why This is the Best Investment

Spending ₦3,000 a year is the cheapest insurance for your brand. In 2026, an "Active" status:

• Protects Your Name: Prevents your name from being marked for delisting.
• Secures Your Bank: Keeps your corporate account mandate and operational.
• Builds Creditworthiness: Shows lenders that you are an professional who takes compliance seriously.

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Frequently Asked Questions (FAQ)

1. Can I pay the fee in installments?

No. The CAC portal requires a single Remita payment for each year you are filing.

2. Is the fee higher for partners?

No. Whether you are a sole proprietor or a partnership of five people, the filing fee for a Business Name remains ₦3,000.

3. Does the fee include tax payment?

No. This fee is purely for corporate record maintenance. Your personal or business income tax is a separate payment to the FIRS or LIRS.

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Keep Your Compliance Costs Low

Filing on time is the only way to enjoy the low CAC annual returns fee for a business name. Don't wait for penalties to pile up. Our experts provide automated filing services for small businesses, ensuring you stay "Active" at the best possible price.

👉 Chat with an Accredited CAC Expert on WhatsApp